Are VA Loans Assumable | Low VA Rates : First, it is important to understand what assuming a loan means. If you are buying a home from an owner who has yet to pay off the mortgage, assuming the loan means taking over the seller’s mortgage and continuing to make the payments on it. When it comes to VA home loans, most of them are assumable. In some cases, it doesn’t matter if the buyer is a civilian or a veteran.
However, not all VA home loans are assumable. To get a better understanding of if your VA home loan is assumable, get with your lender. They will be able to answer any questions you have. Lenders and the Department of Veteran Affairs will have to approve whether or not the VA home loan you have is assumable.
Low VA Rates is committed to helping you find the home loan that is best for you and your financial situation. We are VA mortgage experts and have a strong track record of helping veterans take full advantage of their VA rights and benefits. We can do the same for you. Get started for free today and find out how much you can start saving.
This video is not intended for residents or homeowners in the states of WA, NY or MA.
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RELATED: Are VA Loans Assumable | Low VA Rates
First, it is important to understand what assuming a loan means
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Your Mortgage Minute – VA Mortgage Loan
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VA loan Eligibility and time served
The required eligibility depends on the amount of time served, the branch of service and when you served
The VA Eligibility will be determined by these factors.
Using the VA Home Loan to buy a house
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